7 Factors That Affect Car Insurance Rates in 2021

You may not have full access to how auto insurance carriers determine your rates. However, the process doesn’t have to be mysterious. We break down the seven most important things that affect your car insurance rates.

Factors That Affect Your Car Insurance Rates

1. Level of Insurance Coverage
2. Deductible Amount
3. Demographics (including Marital Status)
4. Driving Record/History
5. Annual Mileage
6. Car Make and Model
7. ZIP Code